9 Common Excuses for Not Having a Personal Budget & How to Beat Them

Many times, creating a personal budget seems like a nightmare to people. They know they need to create one, but they don’t want to–and this cycle seems to continue on and on. The thing is, if you don’t create a budget, you lose out on all the potential financial benefits budgeting has to offer. You aren’t able to save money, decrease your coffee or takeout expenses, or even buy the holiday gifts you were dreaming of—and might even end up in debt!

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9 Common Excuses for Not Having a Personal Budget

Many times, creating a personal budget seems like a nightmare to people. They know they need to create one, but they don't want to and this